The builders provide assured return plans to the end-users or investors who invest in their newly launched/Pre-launched or under construction projects. An assured return plan is known to be a type of plan that can attract buyers quite quickly compared to any other payment plan. Also, it is known to be one of the low-risk and safest payment plans or investments.
The people investing in the assured return plans are majorly senior retired citizens, NRIs and also those who like to invest in commercial property to earn rental income. The commercial projects listed under the scheme can include retail shops or offices in Malls, service apartments, IT Park/Business or Service Apartments.
Assured return plans also give investment security to older people by offering them a fixed income every month. It is a scheme where the developer returns on invested money or interest at the agreed interest rate. It also has the capital appreciation concept, which means raising the property value based on market price appreciation. Here, the buyer’s return rate is assured before the developer decides and is fixed in advance and offered to the clients invested in the project.
Benefits of investing in assured return scheme in commercial projects:
Financial stability:
In commercial property, applying for the assured return will allow you to avail the benefit of earning monthly from the first day itself. Having a monthly income regularly provides stability and financial security in life.
Maximum Return:
Every individual primary objective is to earn maximum return on your investment. You can have many options for investing, such as fixed deposits, mutual funds, stock markets, etc. In any case, you have to decide whether you would like to invest in the fixed deposit and earn a 3-6% annual return or can opt for the equity or mutual fund and earn less or more in the same type of return. Another option is to look for investment in the reputed commercial property and earn the 12% assured annual return apart from making other capital gains from the property.
Capital Appreciation:
Many investments allow the investors to avail double advantage return monthly and the property value appreciation. For calculating the value appreciation, actually along with a monthly return and total return is much higher. Many developers also said to offer the bank guarantee for the investors to secure transactions.
Long Term Gain:
Commercial investments also assure long-term and continuous benefits. For the year, the assets capital value increases, leading to an increment in the rental income. It is one of the advantages of the commercial property as they lease out in at least five years or take more than that.
Flexible Investment:
The concept of non-lockable space or virtual space makes the commercial property’s investment size flexible, catering to different investor segments. For example, any builder builds a bigger commercial space like a mall, IT park, etc.
It can be subdivided into many virtual smaller spaces to be sold to multiple buyers. At the same time, the large space can also be leased out for big brands. These options for assured returns are much safer than any market-based returns.
